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Preferred Rate is a national mortgage lender licensed in 49 states that specializes in home loans and refinancing . Operating as a division of American Pacific Mortgage Corporation

Protects your interest rate during the loan process. preferredratecom

Applying to five different banks individually requires five separate applications, five hard credit checks, and hours of work. PreferredRatecom consolidates this into a single 5-minute form. You get multiple offers simultaneously. Preferred Rate is a national mortgage lender licensed

Once your information is processed, scans its lender network. Within seconds to minutes, you will receive a list of potential loan offers. These offers will vary in terms of APR (Annual Percentage Rate), repayment terms (12, 24, 36, or 60 months), and origination fees. Within seconds to minutes, you will receive a

You can request to be removed from the network by emailing the support address provided in the initial confirmation email. You can also register your phone number on the National Do Not Call Registry (DoNotCall.gov), though this takes 31 days to take effect.

Many who visit PreferredRatecom are looking for debt consolidation. The platform is optimized to connect users with lenders who will pay off credit cards directly. This simplifies your monthly payments and can lower your average interest rate from 22% (credit card average) to between 8% and 15%.